Stacking Saturdays

In a world of fiat money and relentless hustle, Jessy Gilger’s recent conversation on the TFTC podcast offers a refreshing, grounded perspective on Bitcoin and retirement. As Managing Partner at Sound Advisory and architect of Ganet Trust, Jessy brings both technical and philosophical insights to the table. But perhaps the most powerful idea from the episode is his personal mantra: “Stacking Saturdays.” It’s a subtle but profound shift from “stacking sats” to stacking something even more precious: time.

Beyond the Number: Rethinking Retirement with Bitcoin

The discussion kicks off with a fundamental question: How much Bitcoin does it take to retire? Jessy’s answer is anything but a simple calculation. It’s not about a magic number of BTC that guarantees financial security. Instead, it’s about lifestyle, spending habits, and your relationship with money.

“The most comfort comes from putting as little pressure as possible against that stack,” Jessy emphasizes.

This means that rather than targeting an arbitrary “retirement number,” Bitcoiners should focus on minimizing the withdrawal pressure against their stack. Bitcoin’s volatility, while a feature of its early adoption curve, makes short-term planning challenging but offers unprecedented opportunities for long-term thinkers.

Ganet Trust: A Bitcoin-Native Solution

Jessy introduces Ganet Trust, a Bitcoin-native fiduciary solution that uses multisig custody to blend institutional compliance with decentralization. Unlike single-entity custody solutions, Ganet distributes keys across multiple parties, effectively upgrading from a honeypot to a robust, distributed key setup.

“Multisig is the upgrade from a honeypot to a distributed key setup,” Jessy explains.

This setup is crucial for high-net-worth individuals, family offices, and corporate treasuries that demand both security and regulatory compliance. Ganet Trust aims to solve the challenges of inheritance planning, regulatory standards, and long-term holding—all while respecting the sovereignty that Bitcoiners hold dear.

Avoiding the “Whale in the Pool” Problem

Jessy also offers a candid critique of high-yield derivative products like MSTY, which layer risk on top of risk and can leave unsuspecting investors vulnerable. Drawing on his experience during the March 2020 meltdown, Jessy warns that even well-intentioned derivative products can implode under stress.

“If a whale pees in the pool, everyone is affected,” he quips.

Instead, he advocates for safer structures like separately managed accounts (SMAs) that let investors manage options strategies individually, avoiding the systemic risks of pooled derivatives. It’s a classic Bitcoin ethos: trust yourself, take responsibility, and avoid the temptation of easy yield.

Stacking Saturdays: From Sats to Time

But the heart of the episode—and the inspiration for this article—lies in Jessy’s personal mantra: Stacking Saturdays. He shares how he’s reached a point where he feels secure with his Bitcoin stack but craves something even more valuable—time with his family.

“Stacking Saturdays is my new stacking sats,” he says. “I don’t work on Saturdays, and I want to stack those because if I’ve got enough Bitcoin, what don’t I have enough of? Time with my family.”

This simple but profound mindset shift reframes the entire Bitcoin journey. Instead of endlessly chasing more sats to feel secure, Jessy focuses on the freedom that Bitcoin buys him: the ability to choose how he spends his days, to make memories with his son, to reclaim the Saturdays that so many of us lose to work and stress.

It’s a powerful reminder that Bitcoin is more than an investment. It’s a tool to align your life with your values.

A Time Machine for Values

Jessy’s perspective is deeply human. He recalls working with clients in their 60s and 70s who, despite having financial security, wish they could go back in time to when their kids were young.

“Their wish is to go back to where I am right now,” he reflects. “And I get to live it.”

This is where Bitcoin shines—not as a get-rich-quick scheme, but as a mechanism to reclaim your time and focus on what truly matters. When you stop thinking of Bitcoin as just a number-go-up technology and start seeing it as a time machine that buys you freedom, everything changes.

“The money is there to serve your values—not the other way around,” Jessy concludes.

Staying Grounded in a Financialized World

As Bitcoin continues to intersect with Wall Street through ETFs, corporate treasuries, and financial products, Jessy’s message is clear: Don’t get lost in the noise. Stay grounded. Build a plan that reflects your values, your goals, and your need for time. The key is to avoid overextending yourself in risky products, to minimize withdrawal pressure, and to build a system that aligns your wealth with your life.

In a world that celebrates hustle, debt, and yield chasing, Jessy’s “Stacking Saturdays” mindset is a breath of fresh air. It’s a reminder that Bitcoin isn’t just about financial sovereignty—it’s about personal sovereignty. It’s about building a life where money serves you, not the other way around.

Conclusion

“Stacking Saturdays” is more than a catchy slogan—it’s a philosophy that invites you to step off the hamster wheel and ask: What’s my wealth really for? Every sat you stack is a step toward a future where your time is truly your own. And every Saturday you stack with your family is a reminder that Bitcoin’s true gift is freedom—freedom to live, to love, and to be present.

So the next time you feel that urge to stack more sats, remember to stack some Saturdays too. Because the ultimate wealth isn’t measured in Bitcoin—it’s measured in time.

Shout out to BullishBTC.com for inspiring this piece.

For more details and to listen to the full podcast episode, visit TFTC: How Much Bitcoin to Retire — Jessy Gilger.